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Aegis Platform
AEGIS PLATFORM
Mortgage

Premium mortgage solutions with personalized service and competitive rates.

NMLS #XXXXXX

Equal Housing Opportunity

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Loan Products

  • Home Purchase
  • Refinance
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  • First-Time Buyer
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Rates shown are for informational purposes only and are subject to change without notice. Actual rates may vary based on creditworthiness, loan amount, loan term, and other factors. All loans subject to credit approval. This is not a commitment to lend. NMLS #XXXXXX. Equal Housing Lender.

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Residential Lending

First-Time Buyer

Buying your first home is exciting and can feel overwhelming. Our first-time buyer programs offer lower down payments, educational resources, and dedicated guidance every step of the way. We'll help you navigate the process with confidence.

Get Pre-QualifiedCalculate Payment

3%

Min Down Payment

620+

Min Credit Score

Key Benefits

Down payments as low as 3%

First-time buyer grants and assistance

Homebuyer education resources

Dedicated first-time buyer specialist

Gift funds accepted for down payment

Eligibility Requirements

No homeownership in past 3 years

Minimum credit score: 620

Completion of homebuyer education

Income limits may apply for some programs

Sample Rates

30-Year Fixed

6.375%

6.450% APR

30-year term0 points

15-Year Fixed

5.625%

5.720% APR

15-year term0 points

5/1 ARM

5.875%

6.100% APR

30-year term0 points

Rates shown are for illustrative purposes and are subject to change. Your actual rate will be based on your specific financial profile.

First-Time Buyer FAQ

Related Products

Home Purchase

Find the perfect loan for your dream home with competitive rates and flexible terms.

Refinance

Lower your rate, reduce your term, or tap into your home's equity.

Home Equity

Unlock the value of your home with HELOC and home equity loan options.

Ready to explore First-Time Buyer?

Speak with a specialist to find the right solution for you.

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